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Who qualifies?

  • Most people with a car that is free/almost free of finance
    The loan is secured against the car.
  • People with proven income
    Could be wages or benefits, so long as it’s sufficient that you can afford the loan.
  • People with poor credit rating
    Many people with poor credit ratings expect to be rejected. We are here to help people with or without a good credit rating.
  • We enjoy lending money
    You need a loan? If you can afford it, we’ll find a way to help if we can.
  • Loans for any reason
    Money to make ends meet? For a Holiday? Whatever the reason, we’ll try to help.

Who are disqualified?

  • The vulnerable
    As a responsible lender, we do not transact loans with the following for their own protection.
  • The mentally infirm
    Even if accompanied by a Guardian.
  • The elderly
    Some elderly people could be vulnerable.
  • Under 18s
    We will not transact loans with those under 18 years of age.
  • Those being coerced by another
    The person taking the loan must do so of their own volition.
  • Those who cannot provide proof of income
    If you cannot afford the loan, we will not arrange one for you.
  • Cars without value
    Cars that are too old or are non-runners or have significant mechanical faults or severe body damage may be rejected.

Apply now with our quick online application

Please complete the form to submit your call back request to V5 LOANS. Details entered will automatically be sent to us when you click the ‘APPLY NOW’ button at the bottom of the form. You will then receive a ‘call back’ from one of our underwriters.

Please note the following before applying:

  • Loans not applicable to Scotland or Northern Ireland
  • Do not apply if you car is still on finance
  • Cars registered before 2002 (51 Registration) are not applicable
  • Do not apply if you are not the legal owner of the car

Who qualifies?

Providing you own a car of sufficient value that is clear or nearly clear of finance you will qualify for a no credit check personal loan. If you have been refused a fast personal loan in the past loan due to a bad credit file, you could now obtain a fast personal loan with V5 Loans. Bad credit can prevent you getting a bad credit loan. It can take up to six years to achieve a clean credit file, which has made you unable to obtain bad credit loan. Today bad credit loans are available with V5 Loans. You needn’t wait a number of years for your credit file to be repaired by paying off all arrears and settling any outstanding defaults or CCJs.

If you are in need of a fast personal loan or to obtain a no credit check personal loan, call V5 Loans.

How does it work?

V5 Loans provide the perfect solution for anyone looking for a no credit check loan. Consumers seeking payday loans can often only raise small sums through a small loan. A logbook loan can work to the same principles of a payday loan, but provide a bigger loan. A payday loan is an unsecured loan, whereas a log book loan is a secured loan. So if you have bad credit and are seeking a no credit check loan or a payday cash loan, apply now.

Unsecured loan companies often reject applicants as their lending criteria will not offer a no credit check loan. A no credit check loan is the ideal solution to consumers in that position.

Credit Rating

A bad credit rating will prevent you obtaining a loan at standard interest rates. High APR’s can be offset by early settlement discounts. A no credit check personal loan is available to anyone with bad credit. A no credit check personal loan with V5 Loans can be paid out within 24 hours. V5 Loans offer a quick and simple means of borrowing money. If you have bad credit and are in need of a fast personal loan then apply online or by telephone.

A logbook loans is a simple fast loan that can resolve the problems obtaining credit. A no credit check loan is available today. Payday loans don’t offer sufficient funds for most people who need a loan and have been unsuccessful in applying for an unsecured loan. Apply for a no credit check loan from V5 Loans today and you could have your no credit check loan within a matter of hours! V5 Loans aims to payout all no credit check loans within hours of receiving the original application online or by telephone.